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Solutions & Tech Stack
FinTech & Banking Engineering

Engineering High-Security FinTech & Core Banking Systems

Bank-grade security meets real-time financial intelligence. We build PCI-DSS compliant payment gateways, ML fraud detection engines, ledger processing pipelines, and automated regulatory reporting.

PCI-DSS / SOC 2
Certified Security
< 45ms
ML Fraud Decisioning
99.999%
Ledger Availability
$10B+
Transactions Processed

FinTech & Banking Capabilities

Mission-critical financial infrastructure engineered for zero-loss ledger consistency and high-speed fraud screening.

Real-Time ML Fraud Detection

Sub-45ms transaction fraud detection engines evaluating velocity anomalies, device fingerprinting, and risk scores.

Fraud ML Sub-45ms Risk Scoring

Core Banking & Double-Entry Sync

ACID-compliant double-entry ledger engines ensuring zero-loss financial balance tracking and audit logging.

Core Banking ACID Ledger Audit Trail

PCI-DSS Payment Gateways

Tokenized payment processing pipelines integrating Visa, Mastercard, ACH, and ISO 20022 wire transfers.

PCI-DSS Level 1 ISO 20022 Tokenization

Automated AML & KYC Verification

Automated Anti-Money Laundering (AML) sanctions screening, identity OCR verification, and PEP risk scoring.

AML Screening KYC OCR PEP Sanctions

Algorithmic Risk & Underwriting

Predictive credit risk scoring models analyzing alternative financial telemetry for automated loan underwriting.

Credit AI Underwriting Risk ML

Automated Regulatory Reporting

Automated data extraction and formatting for SEC, FINRA, and regional banking authority regulatory filings.

RegTech SEC Reporting Automated Filings
FEATURED FINTECH CASE STUDY

Real-Time ML Fraud Detection Engine for Global Payment Gateway

Wraxel engineered a PCI-DSS Level 1 payment processing hub and ML fraud prevention engine for a cross-border FinTech platform. Processing 18M daily transactions, the system evaluates risk in < 42ms and stopped $4.8M in fraudulent attempts in its first 90 days.

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$4.8M
Prevented Fraud Losses
< 42ms
Fraud Screening Latency
18M
Daily Transactions Processed

FINANCIAL SECURITY & REGULATORY COMPLIANCE

PCI-DSS Level 1
SOC 2 Type II Certified
HSM Hardware Security
ISO 20022 Standard

Frequently Asked Questions

Our real-time fraud engines evaluate transaction velocity, geolocation anomalies, and risk scoring models in under 45ms per transaction API request.
Yes. All financial systems engineered by Wraxel implement HSM key management, zero-trust tokenization, PCI-DSS Level 1 controls, and SOC 2 Type II audit readiness.

Ready to Build High-Security FinTech Systems?

Partner with Wraxel’s financial software engineers to build bank-grade, PCI-DSS compliant platforms.

Schedule FinTech Review